
Batch 13
The Executive Programme in FinTech, Banking & AI Application by IIM Lucknow is designed for finance, banking, fintech, and business professionals looking to stay ahead in a rapidly transforming financial ecosystem. The programme explores how AI, digital banking, fintech innovation, and emerging technologies are reshaping financial services and risk management, while equipping participants with the strategic and practical skills needed to navigate this change with confidence. Through a blend of conceptual understanding and practical application, learners gain insights into digital transformation, regulatory frameworks, and technology-driven decision-making in the BFSI sector. The programme is 100% online, spans 6 months, and is scheduled to commence on September 18, 2026. The programme fee is INR 1,50,000 + GST, and it is open to graduates (10+2+3) from a recognised university with a minimum of one year of work experience.

Certificate from a premier B-school

Flexible online learning with IIML faculty

Banking, FinTech & AI-focused curriculum

Deep insights via real-world industry use cases

AI applications in financial services

Emerging technologies & blockchain

Applied capstone project
Note:
The primary mode of learning for this programme is via live online sessions with faculty members. The session recordings may be made available on the LMS portal in a non-downloadable format for a limited period subject to the condition of faculty discretion regarding the allowance of recordings of their classes.
The programme highlights presented above are approximate, and subject to change depending on the availability and expertise of the teaching faculty, as well as the program's desired outcomes.
Banking & Financial Services Professionals: Professionals seeking to build expertise in digital banking, fintech innovation, and AI applications in financial services.
Compliance, Credit & Regulatory Professionals: Professionals looking to strengthen capabilities in governance, credit assessment, compliance, controls, and AI-enabled decision-making.
Technology & Business Transformation Professionals: Technology, analytics, operations, and business leaders driving digital transformation and innovation across financial institutions.
A strategic understanding of Banking, FinTech, and AI and their role in shaping the future of financial services.
The ability to evaluate digital banking, payments, and embedded finance ecosystems to identify growth and innovation opportunities.
Practical expertise in applying AI, Generative AI, and predictive analytics to enhance decision-making, fraud detection, risk management, and operational efficiency.
A strong grasp of regulatory, governance, cybersecurity, and ethical considerations surrounding digital financial services and AI adoption.
The capability to design and scale innovative financial products and business models using digital technologies, blockchain, and customer-centric strategies.
Module 1: Foundations of Banking and Risk Management
Understanding Banking and Risk Management
Understanding Capital Accords, Regulations and Foundations of Reg Tech
Bank Balance sheet drivers and Risk Management
AI Foundations, Fintech and Technology Applications
AI foundations & Fintech innovation in BFSI
Emerging Technologies Transforming Financial Services
Embedded Finance and Platform based ecosystems
Evolution of Global Fintech Business Models & Customer-Centric Innovation
Generative AI Applications in Financial Services
Digital assets and P2P Lending markets
Module 3: Digital Banking, Payments, Financial Platforms, AI Governance
Digital Banking Transformation & Payments Innovation
Digital Infrastructure and Payment systems
FP & A Transformation and Cyber security
Ethics and Responsible AI
Module 4: AI Applications in Lending, Risk & Fraud
Lending & Credit Risk Assessment
Predictive Analytics & AI for Risk Decision-Making
AI Applications in Fraud Detection & Financial Crime Prevention
Digital Lending and open banking
Module 5: Digital Product Innovation & Blockchain
Product Innovation & Strategy in FinTech
Digital Product Development & Go-to-Market Strategies
Blockchain applications
Scaling and building through distributed Ledger technologies
The capstone project provides participants with the opportunity to apply the learnings from the programme to a comprehensive case study. In a virtual case study motivated by real-world projects, participants apply learnings from all modules to successfully implement the project from conception to completion. The capstone project would require participants to work on their own for about 6 hours. At the end of the project, the participants will turn in their work for discussion and consultation with faculty members.
Note:
Modules/ topics are indicative only, and the suggested time and sequence may be dropped/ modified/ adapted to fit the participant profile & programme hours.
The primary mode of learning for this programme is via live online sessions with faculty members. The session recordings may be made available on the LMS portal in a non-downloadable format for a limited period subject to the condition of faculty discretion regarding the allowance of recordings of their classes.
The programme curriculum includes individual assignments, simulations, group projects & presentations to apply and demonstrate classroom learnings.
Study materials will be provided in either electronic or hard copy format, per the respective course's requirements. For learners residing in India, any courier charges will be borne by the institution. For international learners, courier charges for physical study materials shall be borne by the learners themselves.

On successful completion of the programme, with a minimum 75% attendance, participants will be awarded a certificate of completion. If a participant does not meet the attendance criteria, then he/ she will be given a certificate of participation from IIM Lucknow.
We encourage you to attend all the live sessions and make the best out of these interactive learning experiences.
Note:
- The certificate shown above is for illustration purposes only and may not be an exact prototype of the actual certificate.
- IIM Lucknow reserves the right to change the certificate and specifications at any time without notice.

Programme Director & Professor, Finance and Accounting
Prakash Singh is a Professor in the Finance and Accounting Area at the Indian Institute of Management, Lucknow since January 2006. He teaches courses in Financial Reporting an...

ONGC Chair Professor, Finance and Accounting Area
Prof Vikas is currently Dean of Programs and ONGC Chair Professor of Finance at llM Lucknow. His primary research and teaching areas are Structured and Project Finance, Credit...

Associate Professor, Information Technology and Systems
Prof. Attili has more than 17 years of extensive experience in IT Service Delivery and Corporate Training. This includes 6 years of client-facing roles in the USA, a decade of...

Associate Professor, Information Technology and Systems
Sowmya Subramaniam is an Associate Professor in Finance and Accounting at Indian Institute of Management Lucknow. She holds a Ph. D from Indian Institute of Technology Madras....
Note: This is a tentative list, and the confirmed faculty will be shared closer to the programme commencement.
The IIM Lucknow programme has been widely praised by participants for its comprehensive curriculum, exceptional faculty, and strong industry relevance. Learners highlighted that the content—spanning risk management, scoring models, interest rate risk, cybersecurity, blockchain, and credit risk—was thoughtfully curated and delivered with real-world applicability. The highly experienced professors made complex concepts easy to understand through interactive sessions that strengthened foundational knowledge and broadened analytical thinking. Participants valued the extensive case studies, hands-on exercises, and the capstone project, which kept them aligned with the latest FinTech developments.
Interaction with peers from diverse professional backgrounds enriched discussions, offering insights into both operational and regulatory perspectives. Additionally, the seamless coordination and support throughout the programme further enhanced the learning experience.
Overall, participants found the programme transformative, gaining deeper understanding, practical exposure, and valuable perspectives essential for navigating the evolving financial and FinTech landscape.

Note: All product and company names are trademarks or registered trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.
Particulars / Features | IIM Lucknow Executive Programme in FinTech, Banking & AI Applications | Other Programmes |
Mode of Delivery | 100% live online sessions with IIM Lucknow faculty. | Mix of live and recorded sessions. |
Target Audience | Banking, BFSI, FinTech, risk, technology, and analytics professionals. | Broad audience of working professionals. |
Banking, FinTech & AI Integration | Integrated coverage of Banking, FinTech, AI, and digital finance. | Often focus on one or two areas in isolation. |
Digital Banking & Payments | Digital banking, payments, open banking, and embedded finance. | Limited coverage of banking infrastructure and ecosystems. |
AI in Financial Services | GenAI, AI applications, predictive analytics, and decision-making. | AI often covered as an introductory or add-on topic. |
Risk, Regulation & Governance | Banking risk, RegTech, AI governance, cybersecurity, and compliance. | Regulatory and risk topics covered at a high level. |
Future of Finance | Blockchain, digital assets, digital lending, and emerging technologies. | Focus primarily on FinTech trends and innovation. |
Applied Learning | Real-world case studies and a hands-on capstone project. | Greater emphasis on conceptual learning. |

15 Recorded sessions and resources in the following categories:
(Please note: These sessions are not live):
Resume & Cover Letter
Navigating Job Search
Interview Preparation
LinkedIn Profile Optimisation
Please Note -
IIM Lucknow or Emeritus do NOT promise or guarantee a job or progression in your current job. Career Services is only offered as a service that empowers you to manage your career proactively. The Career Services mentioned here are offered by Emeritus. IIM Lucknow is NOT involved in any way and makes no commitments regarding the Career Services mentioned here.
Below EMI plans are available for the Programme Fee: INR 2, 62, 500 + GST
Programme Fee | Maximum Loan Amount | Tenure (months) | EMI |
|---|---|---|---|
₹ 150,000 | ₹ 168,150 | 24 | ₹ 8,478 |
Note:
The above EMI's are indicative. The EMI's offered by each of the loan providers might vary from the above figures, depending upon tenure and loan amount to be disbursed.
Other EMI tenures available (Months):
Propelld: 6/12/18/24/30/36/42/48
Join a global community of 300,000+ professionals across 200 countries who have advanced their careers with Emeritus. In a recent survey, 9 out of 10 learners said their expectations were met or exceeded.
From day one, you’ll get access to carefully designed course material, live interactions, and a structured cohort-based journey that keeps you on track. Our approach blends flexibility with accountability—so you don’t just start, you finish strong.
And you’re never on your own. A dedicated program support team is available 7 days a week to guide you with platform queries, technical support, or any learning-related questions—so you can focus on what really matters: your growth.
A dedicated programme support team is available 7 days a week to answer questions about the learning platform, technical issues, or anything else that may affect your learning experience.
The Executive Programme in FinTech, Banking & AI Application by IIM Lucknow is designed to help professionals build expertise across fintech, banking, artificial intelligence, digital transformation, and advanced risk management. The programme explores emerging technologies, regulatory frameworks, blockchain, derivatives, digital payments, and AI/ML applications to prepare participants for strategic roles in the evolving financial services ecosystem.
The programme is intended for graduates or diploma holders with a minimum of one year of work experience. Applicants should have secured at least 50% marks in their Graduation, Diploma, or Postgraduate studies and should be currently employed. It is suitable for professionals looking to strengthen their capabilities in fintech, banking, AI applications, and financial innovation.
The programme is ideal for professionals working in banking, financial services, fintech, insurance, consulting, and technology-driven organisations. It is also relevant for managers, business leaders, product professionals, analysts, and entrepreneurs who want to understand AI-enabled financial services, digital transformation, and modern risk management practices.
The curriculum covers fintech ecosystems, digital transformation strategies, AI and machine learning applications in finance, blockchain, digital payments, derivatives, regulatory compliance, banking innovations, and advanced risk management frameworks. Participants gain practical insights into applying these concepts to support strategic decision-making and innovation in financial services.
The programme is delivered through live online sessions led by experienced faculty and industry experts, enabling participants to engage in interactive learning and discussions while balancing their professional commitments.
The programme fee is INR 1,50,000 plus applicable GST.
Yes. Flexible payment options, including instalment plans, may be available, making it easier for working professionals to invest in their learning and career development.
The programme offers an integrated perspective on fintech, banking, AI applications, and risk management through a curriculum that combines academic rigour with practical business relevance. Participants gain exposure to emerging technologies, regulatory considerations, and strategic frameworks that can help them navigate digital transformation in financial services.
Participants can develop knowledge of fintech innovations, AI and machine learning applications, digital transformation strategies, blockchain technologies, derivatives, regulatory compliance, and enterprise risk management. These capabilities can help professionals make informed financial decisions and contribute to technology-driven business initiatives.
AI and machine learning are enabling financial institutions to automate processes, improve fraud detection, enhance credit assessment, personalise customer experiences, strengthen compliance monitoring, and generate data-driven insights. These technologies are increasingly shaping how banks, fintech firms, and financial organisations operate and innovate.
As financial services become more digital and technology-driven, organisations must manage risks related to operations, cybersecurity, regulations, markets, and emerging technologies. Strong risk management frameworks help institutions identify potential challenges, maintain compliance, and support sustainable innovation while protecting customers and business interests.
The programme equips professionals with multidisciplinary knowledge spanning fintech, banking, AI applications, digital transformation, and risk management. These skills can support career growth across banks, NBFCs, fintech companies, consulting firms, payment companies, financial technology providers, and organisations undergoing digital transformation within the financial services sector.
Flexible payment options available.
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